FT3 PAY — Global Infrastructure

Payment infrastructure that scales with your ambition

From your first cross-border transaction to processing millions globally — FT3 PAY delivers the acquiring power, fraud protection, and multi-currency capability that enterprise commerce demands.

99.98% uptime SLA · All systems operational
FT3 PAY · Live Dashboard
Volume (30d)
$4.2M
↑ 18.4%
Auth Rate
97.3%
↑ 2.1%
Chargeback
0.21%
↓ 0.04%
Transaction Volume — Last 12 weeks
🇺🇸
Visa · ····4892
New York, US · 2s ago
$3,240.00
Approved
🇬🇧
Mastercard · ····7731
London, UK · 8s ago
£1,875.50
Approved
🇸🇬
Amex · ····2203
Singapore · 14s ago
SGD 890.00
Pending
💳
Capture more revenue
Smart routing and local acquiring lift auth rates by up to 15% vs. a single acquirer model.
🌍
Sell in any currency
150+ currencies supported. Settle in USD, GBP, EUR, or your functional currency — your choice.
🛡️
Protect every transaction
Adaptive fraud scoring, chargeback management, and 3DS2 built in — not bolted on.
Go live fast
API-first architecture with pre-built integrations. Most merchants go live in under 10 days.

Results that compound
from day one

FT3 PAY is not just infrastructure — it's a growth engine. The smarter your payments, the more revenue you keep, the faster you scale.

97%
Average authorization rate
Achieved through intelligent routing, local acquiring relationships, and real-time retry logic.
150+
Currencies processed
Present pricing in local currency. Remove friction. Convert more. Settle in your preferred currency.
<10
Days to go live
From onboarding to first live transaction. Our team manages the underwriting and integration end-to-end.

Everything payments.
Under one roof.

No patchwork of vendors. FT3 PAY is a single platform covering every layer of the payment stack — so you can focus on your product, not your plumbing.

🏦
Merchant Acquiring
Direct acquiring relationships across the US, Europe, and key APAC markets. No middlemen eating into your margins.
🌐
Global Payment Gateway
A single API endpoint to accept cards, APMs, and local payment methods from 180+ countries.
💱
Multi-Currency Processing
Dynamic currency conversion, transparent FX rates, and multi-currency settlement to eliminate conversion guesswork.
🛡️
Fraud Prevention
Adaptive machine-learning fraud scoring with 3DS2 authentication, velocity rules, and custom risk controls.
🔄
Chargeback Management
End-to-end dispute handling. Evidence compilation, representment, and pre-chargeback alerts to protect your revenue.
📊
Reconciliation & Reporting
Automated settlement reconciliation across all channels. Real-time dashboards and scheduled reports in your preferred format.
🔁
Recurring & Subscriptions
Smart retry logic, dunning management, and card updater to reduce involuntary churn and maximise LTV.
🔗
Smart Routing
Rule-based and ML-driven routing across multiple acquirers to maximise approval rates and minimise processing costs.

One platform.
Every currency.

Your customers want to pay in their local currency. FT3 PAY makes that seamless — with real exchange rates, no hidden conversion fees, and settlement flexibility on your terms.

  • Dynamic currency conversion at checkout
  • 150+ supported currencies
  • Settle in USD, EUR, GBP, CAD, AUD, and more
  • Transparent FX spreads — no surprises
  • Cross-border tax and compliance support
🇺🇸USDUS Dollar
🇪🇺EUREuro
🇬🇧GBPBritish Pound
🇨🇦CADCanadian Dollar
🇦🇺AUDAustralian Dollar
🇸🇬SGDSingapore Dollar
🇿🇦ZARSouth African Rand
🇦🇪AEDUAE Dirham
🇧🇷BRLBrazilian Real
🇲🇽MXNMexican Peso
🇮🇳INRIndian Rupee
🇯🇵JPYJapanese Yen
+ 130 more currencies

How FT3 PAY works

We handle the complexity — underwriting, integration, compliance, and ongoing optimisation — so you can focus on selling.

1

Discovery & Risk Assessment

We review your business model, volumes, and target markets. Our underwriting team structures the right acquiring solution for your risk profile.

2

Merchant Boarding

Document submission, KYB verification, and acquirer approval — all managed by FT3. You provide the docs; we handle the back-and-forth.

3

Integration & Testing

API keys, sandbox environment, and a dedicated integration engineer. Go from credentials to live transactions in days, not weeks.

4

Go Live & Optimise

Launch with confidence. Ongoing rate reviews, routing optimisation, and a dedicated account manager to grow your approval rates over time.

Not just infrastructure.
A team behind your success.

Most payment processors give you a gateway and a ticket system. FT3 gives you a partner — with 20+ years of industry relationships, senior-level access, and a vested interest in your growth.

Talk to the Team
  • Dedicated account manager — not a generic support queue
  • Direct acquirer relationships built over 20+ years
  • Proactive rate reviews and optimisation recommendations
  • Chargeback representation and dispute strategy
  • Ongoing compliance monitoring across jurisdictions
  • 24/7 technical support with SLA-backed response times
  • Growth consultations — new markets, new verticals

Connects to your stack

FT3 PAY is built API-first. Integrate with your existing ecommerce platform, ERP, or custom application in days.

🛒Shopify
🔧WooCommerce
🏗️Magento
💻REST API
📦SAP
🔌Salesforce
BigCommerce
🔷Custom SDK
🔒
PCI DSS Level 1Certified compliant
📜
Licensed Acquirer NetworkUS, EU, and APAC coverage
99.98% UptimeSLA-backed availability
🛡️
3DS2 ReadyStrong customer authentication
🌍
180+ CountriesAcceptance network
📊
20+ YearsIndustry relationships

Frequently asked
about FT3 PAY

Can't find your answer? Book a call with our payment specialists.

What industries does FT3 PAY support? +
FT3 PAY works across a broad range of verticals including B2B SaaS, e-commerce, digital services, subscription platforms, marketplaces, healthcare, travel, and professional services. We specialise in cross-border and high-volume merchants. Our team will assess your specific model during onboarding.
How long does onboarding take? +
Most merchants complete underwriting and go live within 7–14 business days, depending on the completeness of documentation and jurisdiction. FT3 manages the acquirer relationship and expedites the process wherever possible.
Do you support high-risk or emerging-market merchants? +
Yes. Our network of acquiring relationships covers a wider risk appetite than most standard gateways. We'll review your business model and connect you with the most appropriate acquirer for your vertical and geography.
What are your processing fees? +
Pricing is tailored to your volume, vertical, and acquiring arrangement. We are transparent about all fees — including interchange, scheme fees, and FX — and provide a clear rate sheet before onboarding. Contact us for a personalised quote.
Can I switch from my current processor? +
Absolutely. Our integration team handles migration planning to minimise disruption. We can run parallel processing during the transition period to ensure continuity while you move volume across.

Ready to upgrade your
payment infrastructure?

Talk to a payment specialist. We'll assess your current setup, identify opportunities, and build a plan to increase revenue and reduce friction — globally.