Streamline how you pay vendors — and earn a rebate on the invoices you're already paying. Route qualified payables through an FT3 commercial card, keep one clean workflow, and turn AP spend into money back — money that can even offset what you pay to accept cards. Real program, real terms. No points, no gimmicks.
No rip-and-replace. We layer a rebate-earning card rail onto the payables you already run.
Card, ACH, and virtual-card payment rails, wired to how you already work — plus the vendor enrollment that actually unlocks rebates. We do that legwork, not you.
Approve and pay invoices from one place. Eligible payments route to a commercial or single-use virtual card; everything else pays by ACH — your team's day barely changes.
You get money back on the card-eligible invoices you were paying anyway. The rebate scales with your volume and vendor mix — paid on real spend, on real terms.
The big win is a cleaner, faster payables operation. The rebate is what makes it pay for itself.
Turn accounts payable from a cost center into a rebate — money back on supplier invoices, SaaS, freight, and more. It scales with your annual card volume.
Pay any supplier by card, ACH, or virtual card from a single dashboard, with approvals and spend controls built in. No more juggling checks, portals, and logins.
Payments sync to your accounting system and reconcile cleanly, so month-end close stays tidy. Single-use virtual cards keep account numbers out of vendor inboxes.
Getting suppliers to accept cards is the part that unlocks the rebate — and the part everyone hates. Our team runs it for you, so the program actually earns.
Most payables tools can't do this — they don't run your card acceptance. FT3 runs both sides — Accept and Payables — on one platform, so the rebate you earn paying suppliers goes straight against the fees you pay to accept cards. That's how your true cost of payments drops.
Every card sale carries processing fees — typically around 2–3% of the revenue you collect.
Every card-eligible invoice you pay earns a rebate — money back on spend you'd make anyway.
Net them out and your true cost of payments drops — sometimes dramatically. Run acceptance and payables through FT3 and the rebate directly offsets your fees, instead of leaving money on the table on both sides.
Common categories our clients route through the program:
FT3 Global is a global commerce partner that helps businesses move money smarter — payments, supplier payables, and card-rebate programs backed by vetted card and banking partners. We build the rebate program around how you already operate, run the vendor enrollment, and give you a straight answer on what it's worth. This page is part of ft3global.com — take a look around and see for yourself.