For Businesses

Your next market.
Operational in weeks.

Entity, banking, payments and partner access — handled. FT3 covers the full journey for online merchants and high-growth businesses entering the US or expanding internationally, including the complex and regulated profiles most processors won't take.

Choose your service — or run all three.

Global expansion is hard.
It doesn't have to be.

Every business going global faces the same stack of obstacles — compliance hurdles, banking rejections, payment friction, and currency complexity. FT3 exists to remove every single one.

Market entry complexity
Legal entities, registered agents, EINs, banking relationships — the paperwork alone takes months without the right team.
Payment friction kills conversion
International merchants face higher decline rates, currency confusion, and costly FX. Every failed transaction is revenue left on the table.
Too many vendors
Most businesses juggle a formation company, a payment processor, a compliance firm, and a bank — with no one connecting the dots.
FT3 meets you where you are
Without FT3

Months to set up a US entity and bank account, navigating lawyers and government forms alone.

With FT3 Launch

Guided, end-to-end entity formation with US banking — typically complete in 4–8 weeks.

Without FT3

Declined by processors, high chargeback rates, and no visibility into why transactions fail.

With FT3 Pay

Direct acquirer relationships, smart routing, and a dedicated team managing your payment performance.

Without FT3

Multiple vendors, siloed systems, and no single point of accountability for your global growth.

With FT3

One partner for whatever you need — entity, payments, expansion, or all three. You choose where to start.

We meet you where you are.
And take you where you're going.

Built for your vertical

FT3 has deep experience across the industries where global expansion matters most.

E-Commerce & Online Merchants
Online retailers and DTC brands selling across borders
$6.9T global e-commerce market · Cross-border e-commerce growing ~2x faster than domestic sales
B2B SaaS & Subscriptions
Enterprise software scaling to global accounts
$307B global B2B SaaS market · 18% CAGR · North America represents 47% of global spend
Cross-Border B2B & Trade
B2B platforms, trade networks and enterprise commerce going global
$98T+ global B2B payment volume · Cross-border B2B fastest-growing segment in fintech
Digital Media & Content
Subscription and content platforms monetizing globally
$600B+ global digital media market · Subscription economy growing 18% YoY
Financial Services & Fintech
Fintech and financial platforms expanding into new markets
Global fintech investment $51B in 2024 · Cross-border payments projected $290T by 2030
Marketplaces & Platforms
Multi-party digital commerce platforms scaling internationally
$580B digital marketplace market · 62% of global ecommerce GMV flows through marketplace models
Tours, Experiences & Mobility
Travel, experience economy and mobility platforms going global
Experience economy valued at $8T+ globally · Cross-border leisure spend growing 12% annually
Flagged, frozen, or dropped by your processor?

From crypto payouts and digital assets to complex merchant models — we find a compliant acquiring path without asking you to change your business model.

Find your path →

What online merchants ask us first.

Straight answers to the questions we hear most from merchants entering the US and expanding cross-border.

Do I need a US company to apply?+
You don't need to have one already, but you will need one — or a clear plan to form one. FT3 Launch helps you with entity formation guidance as part of the process. Most international merchants set up a US LLC. We help you do it in the right sequence so banking and payments can follow directly.
How long does it take to get processing-ready?+
It depends on your starting point. If you already have a US LLC and basic banking documentation, we can typically get a clean application in front of a banking provider within two to three weeks. For more complex cases — where US presence or substance needs to be built — allow six to ten weeks. We're honest about timelines from the first call.
What documents do you need to get started?+
We start light — we don't send you a 30-item document list on day one. The initial intake covers your entity details, UBO information, business overview, and expected US account activity. We only request additional documents when a banking provider specifically asks for them. This keeps the process moving without unnecessary friction.
Can you guarantee I'll be approved?+
No — and anyone who tells you they can is not being straight with you. Banking and payment providers make their own decisions. What FT3 PAY guarantees is that your application will be structured correctly, submitted to the right providers, and followed up professionally. Our track record speaks to what that process delivers.
What does FT3 Launch cost?+
FT3 Launch is scoped based on complexity. Straightforward cases (clean entity, simple revenue flow) start from $1,500–$2,500. More complex engagements requiring deeper evidence packaging or US presence coordination range from $3,500 to $10,000+. We confirm scope before any work begins. See our full pricing on the Solutions page.
Which card schemes can I accept?+
Through FT3 PAY, you can accept Visa and Mastercard as standard. American Express and other schemes are available depending on your processing volumes and business type. We advise on the right scheme mix for your specific business during the setup process.
What happens after I'm live?+
You're not handed off to a call center. You keep a named FT3 PAY contact for account management, reconciliation questions, chargeback handling, and anything else that comes up. As your US business grows, we can help you optimize processing costs, add new payment methods, or expand to additional corridors.

Your global expansion
starts with one call.

Book a free 30-minute consultation. We'll map your specific journey — market entry, payments, or both — and tell you exactly how FT3 can help.