From $1,500
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FT3 Launch — Market entry & banking

US market entry,
done properly.

Filing the company is the easy part. Getting a US bank to say yes, and staying set up right once you’re live, is where international businesses get stuck. FT3 gets you a US entity, a real business bank account, and live payments, done properly the first time.

Not ready for a call? Get the 1‑page overview →

Why fast isn’t faster.

There’s a pattern in this market: spin up a US entity fast with an automated platform, get an EIN, watch the bank application get declined six weeks later. Start over. Different platform. Different bank. Same result. Six months in, no operating account.

The Automated Pattern
Fast form. Slow operation.
  • A form and an EIN, then you’re on your own.
  • Wrong entity or state, tax you didn’t plan for.
  • An address the bank’s KYB check rejects.
  • Self-serve apps. “Support” is an AI loop.
  • Declined with no reason and no path forward.
  • Formed but stuck: no bank, no processor.
The FT3 Pattern
The whole path, not one step.
  • One partner across entity, banking and payments.
  • The right structure for banking and tax.
  • Payment solutions, lending and market access.
  • Tailored services, coordinated as one plan.
  • Real people who speak your language, not a chat loop.
  • Multiple markets, focused on growth.

Form-filling speed isn’t the same as time to operation. The fastest way to be operating isn’t the fastest filing. It’s one coordinated plan across entity, banking, payments and the markets you’re entering, run by people who’ve done it before.

Book a discovery call →

One partner for your whole US setup.

The US banking system wasn’t built for international businesses. FT3 was.

  • Set up the right entity and structure for your business
  • Build a banking application that providers understand
  • Match you to the right bank for your profile
  • Answer every provider question and follow-up for you
  • Add a US presence if the bank needs one
  • Connect you into payments (FT3 Pay) once banking is live
  • Support in your language, from real people who’ve done this

No guesswork. No wasted months.

  • Costly tax and compliance mistakes nobody warned you about
  • An account frozen or closed, with your money inside
  • Registered-agent addresses that trip the bank's KYB check
  • A default Delaware filing, with franchise tax you didn't plan for
  • The wrong entity or provider for your business type
  • Copy-paste "support" when you're already stuck
  • Confusing banking setup with payment acceptance (two different things)

The people on your side ran the other side.

FT3 was built by operators from American Express, Visa and Worldpay — two decades inside the networks and banks that set the rules international businesses run into. When a provider asks what the underwriter needs to see, we know. We’ve been the underwriter.

Operators, not a portal
Two decades in global payments and banking. You work with people who have done this, start to finish, not a form and a chat bot.
In your language
We work with founders entering the US from Brazil to the Netherlands to Singapore, supported in the language you do business in.
Confidential by default
Your plans stay private. We’re happy to sign a mutual NDA before you share anything.
In practice
United States Czech Republic US → Czech Republic · +4 EU markets
From the US to live across Europe.

A US online retailer launching an online store in the Czech Republic, with four more markets to follow. We navigated EU regulation, built their compliance policies, and delivered the technical integration. Live, and expanding fast.

Europe United States Europe → US
Four months in, the money stopped.

An algorithm decided a healthy account “didn’t fit,” froze customer funds, and left no human to call. We moved them to proper banking and added a backup processor. Paid, protected, growing.

Brazil United States Brazil → US
A great product, stuck at the start.

An online tool set up his US entity wrong, blocking banking and payments. We rebuilt it right: correct LLC, US address, bank, processor. Lower fees, higher acceptance.

Real engagements. Client names shared privately on request; we don’t publish anyone’s internal challenges.

A staged process that keeps momentum.

Start with the minimum viable submission. Add support only when providers ask for it — or when the case clearly requires more.

01
Start
Profile & Discovery

We gather your entity, UBO, account-use, and volume details. Within days you have a clear picture of the right path.

02
Submit
Banking Application

We structure and guide your initial submission — clean, consistent, and matched to the right provider for your profile.

03
Respond
Follow-Up Support

We interpret and help answer every provider RFI, so no question goes unanswered and no follow-up stalls your application.

04
Strengthen
Presence & Bridge

If US footprint is needed, we coordinate it. Once banking is live, we bridge directly into FT3 Pay for payment setup.

Straightforward pricing.
Scope confirmed before work begins.

Whether you're entering the US or expanding internationally, all engagements start with a free discovery call. Final scope and pricing are confirmed before anything starts — no surprises.

Why not the $49 setup?

Because the $49 incorporation that can't open a bank account — or gets your application declined — costs you months and a redo, usually right when you've lost momentum with customers or investors. FT3 gets it right the first time: the right entity, the right provider, an application built to be approved. You're not paying for paperwork — you're paying to not get stuck.

Launch Start
from $1,500
Straightforward cases with a clean entity and clear revenue flow. The right starting point for most businesses.
  • Review your company and ownership setup
  • Profile how you’ll use the account
  • Match you to the right US bank
  • Prepare and guide your application
  • Recommend your provider path
  • Standard follow-up support
Book a discovery call →
Most Popular
Launch Plus
from $2,995
Adds full regulatory & compliance support. Covers most business profiles entering the US or expanding internationally.
  • Everything in Launch Start
  • A full application story banks understand
  • Regulatory and compliance guidance
  • A banking-readiness evidence pack
  • We handle every bank question and follow-up
  • Local payment method guidance
  • A bridge plan into FT3 Pay
Special Offer
FT3 Launch included at no cost when you sign up for FT3 Pay — learn more → Subject to terms & conditions.
Pricing indicative. Scope confirmed before work begins. FT3 does not guarantee third-party approvals. Full pricing details →
Book a discovery call →
Launch Custom
Let's talk
Complex, multi-jurisdiction, or ongoing managed engagements. Scoped entirely around your situation.
  • Everything in Launch Plus
  • Multi-jurisdiction expansion planning
  • Multi-provider path management
  • Treasury & multi-currency setup
  • Ongoing managed support option
  • Dedicated FT3 account manager
  • FT3 Pay integration roadmap
Talk to Us →
Already know FT3 is the right fit?
Skip the call and start your application — we review and reply within one business day. Working against a deadline? Ask about a priority engagement →
Start your application →

Most services stop at formation.
We stay your operating partner.

Not a bookkeeper, and not an accountant. High-touch operators who manage your US banking and provider relationships, keep payments running, and handle what comes next, so you're not chasing four vendors or building an ops team of your own.

Essentials
from $750/mo
A dedicated operator keeping your US setup running
Most chosen
Plus
from $1,200/mo
Proactive management of banking, payments and providers
Strategic
from $2,000/mo
Operator-level support for multi-market growth

Tailored to your scale and stage, and a fraction of building the same team in-house. Engagements start with a brief discovery call.

See plans & talk to FT3 →

A light starting point. Not a paperwork dump.

We don't send you a 30-item document list on day one. Here's what we actually need to get started, and what comes later only when providers ask for it.

Company Details

  • Formation documents & certificate of incorporation
  • EIN / tax ID (if already obtained)
  • Ownership structure & UBO details
  • Founder IDs and residential addresses

Business & Account Use

  • Website and business overview
  • Customer profile and target market
  • Expected account use and purpose
  • Estimated monthly volume & transaction count

If Requested Later

  • Customer contracts or invoices
  • US launch plan or business plan
  • Address / office or coworking evidence
  • Accounting or professional service provider info

Common questions about FT3 Launch.

Do I need a US entity already?+
You don't need one yet, but you'll need one. FT3 Launch includes guidance on forming the right US entity (typically an LLC) in the right sequence so banking and payments follow directly. We advise on state, structure, and timing based on your profile.
Can you guarantee banking approval?+
No, and anyone who tells you they can isn't being straight with you. Banking providers make their own decisions. What FT3 guarantees is that your application will be structured correctly, submitted to the right provider, and followed up professionally. We tell you early if we think the path will be difficult.
How long does the process take?+
Simple cases with a clean entity and documentation typically move through banking submission in 2–4 weeks. More complex cases — where US presence or deeper evidence packaging is needed — allow 6–10 weeks. We confirm realistic timelines in the initial discovery call.
What happens after banking is set up?+
We bridge directly into FT3 Pay — your payment processing infrastructure. Once your US banking is established, we set up your merchant account, connect your gateway, and get you processing. The transition is built into every Launch project.
Which package is right for me?+
We confirm scope after the initial discovery call — we don't ask you to guess upfront. Most international businesses with a clean LLC and direct client revenue start with Launch Plus. Businesses with a limited US footprint typically need Launch Custom. We tell you clearly after the first call.

We had enterprise clients in New York ready to sign, but no US entity that banks would actually approve. FT3 structured our banking narrative, matched us to the right provider, and had our US merchant account live in under six weeks. The first application was the only application.

RM
Rafael M.
Co-Founder & CEO — B2B HR Analytics Platform, São Paulo → New York

Start with a free discovery call.

30 minutes. No commitment. A clear picture of your US market entry path and which package fits your situation.

Not ready to talk? Get the 1‑page overview or message us on WhatsApp.

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Further reading from FT3 Insights
How to Start a U.S. LLC as a Non-U.S. Resident How to Get a U.S. EIN Without an SSN or ITIN Fastest Way to Enter the U.S. Market
See all FT3 Insights →