Online check-out, multi-provider connections, pay-ins, payouts and FX — built for high-growth merchants and complex businesses that want optionality across markets, methods, and currencies. Smart routing, multi-currency, full payment flow coverage.
When a customer pays, FT3 Pay decides — in real time — which acquirer, which payment method, which currency rail will give the best outcome for that exact transaction. Routing logic is configured per merchant.
Marketplaces paying sellers across forty markets. Platforms paying contractors and creators. Businesses paying vendors and partners across borders. Multi-market payout shouldn't mean integrating five providers, juggling FX spreads, and reconciling settlement timelines by hand.
FT3 orchestrates payouts the same way we orchestrate pay-ins. We don't own the rail — we coordinate across the providers that already do. So you get one operational view, predictable FX, and payout coverage matched to where your recipients actually are.
FT3 Pay is not just infrastructure — it's a growth engine. The smarter your payments, the more revenue you keep, the faster you scale.
No fragmented vendor relationships. FT3 Pay gives you centralized access to a structured network of payment providers — covering every layer of the stack so you can focus on your product, not your plumbing.
Your customers want to pay in their local currency. FT3 Pay makes that seamless — with real exchange rates, no hidden conversion fees, and settlement flexibility on your terms.
We handle the complexity — underwriting, integration, compliance, and ongoing optimization — so you can focus on selling.
We review your business model, volumes, and target markets. Our underwriting team structures the right acquiring solution for your risk profile.
Document submission, KYB verification, and acquirer approval — all managed by FT3. You provide the docs; we handle the back-and-forth.
API keys, sandbox environment, and a dedicated integration engineer. Go from credentials to live transactions in days, not weeks.
Launch with confidence. Ongoing rate reviews, routing optimization, and a dedicated account manager to grow your approval rates over time.
Most payment processors give you a gateway and a ticket system. FT3 gives you a partner — with 20+ years of industry relationships, senior-level access, and a vested interest in your growth.
Talk to the TeamFT3 Pay is API-first and acquirer-agnostic. We connect to your enterprise systems, major payment providers, and any custom application — through our platform’s open architecture.
Pre-built connectors to leading providers — including NMI, Cybersource, Worldpay, Adyen, PayPal, and PayU — plus the flexibility to add new ones. Acquirer-agnostic by design.
Tell us your stack. We build new connectors to commercial demand.
Talk to us about your stackCan't find your answer? Book a Free Call with our payment specialists.
Visit ft3pay.com — our dedicated payments hub with in-depth guides, industry case studies, comparisons with Stripe, Worldpay & Nuvei, and specialist content for ecommerce, gaming, marketplace, and B2B payments.
Three scenarios, three markets. Indicative of what a well-designed payments approach delivers when built for scale from day one.
Smart routing across multiple acquirers recovered authorization rates. Card updater and dunning reduced involuntary churn.
Local payment methods (PIX, OXXO) and local currency pricing transformed checkout completion in two key markets.
Split-payment setup, automated KYC, and multi-currency instant payouts removed the friction holding back seller acquisition.
All examples anonymized. Sources: McKinsey, BCG, FIS, BIS 2024–2025. Indicative of what FT3’s orchestrated approach unlocks for businesses operating across borders.
Talk to a payment specialist. We'll assess your current setup, identify opportunities, and build a plan to increase revenue and reduce friction — globally.